The Spectrum Partnership LLP -



	Insurance


	Life assurance
	Critical illness
	Income protection
	Family Income
	Home insurance
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	Mortgages


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	TSP Estate Planning Limited

Family Protection

Looking after your family and ensuring that there are adequate funds to cope with the unexpected will probably form the cornerstone of your financial planning.

Illness, job loss or the death of a wage earner can plunge families into real financial hardship. Taking a little time to assess your risks and work out how much money you would need to cover debts and provide your family with an income for the future, could be the most sensible thing you do today.

With all the insurance products now available, a complete programme of protection could be built to meet your needs and it could be adaptable to cater for future changes in your circumstances.

Whether you are concerned with the need to provide for your family if you die or feel that your greatest risk is from illness there is a product to meet your needs. If your partner also contributes to the family income, then you could build a separate plan for them or take out a joint policy covering you both.

This section includes guides and quotation facilities so you can compare products and prices. Don't forget, if you need any help, simply contact us.

For redundancy cover we usually offer products from a single provider .

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Further consumer information can be found at the following: http://www.moneymadeclear.fsa.gov.uk/

The Spectrum Partnership LLP is a Limited Liability Partnership and is registered In England and Wales. No. C0303554
Registered Office: As above

The Spectrum Partnership LLP is authorised and regulated by The Financial Services Authority. The Financial Services Authority does not regulate personal finance, taxation and trust advice, will writing, school fees planning, offshore investments, advice on deposit accounts and some aspects of buy to let arrangements.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £300 for residential mortgages.

The tax reliefs referred to throughout this Internet site are those currently applying in the United Kingdom to UK Tax Residents. These tax reliefs are liable to change. The value of any tax relief available will depend upon the individual circumstances of the taxpayer.

Please ensure you read our User Terms, Client Agreement and Privacy statement.

Website last changed: 05/05/2010