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Wills

Surprisingly some people believe that by arranging a Will they will somehow hasten their death. There is no scientific evidence to back these beliefs. However there is plenty of evidence that not arranging a Will could mean the deceased person's assets are passed to the 'wrong' people. Alternatively and in addition the value of their estates could become subject to unnecessary Inheritance Tax.

Those people that die without having drafted a valid Will are considered to have died 'intestate'. In this situation the law lays down a standard set of rules for the distribution of their assets.

It is worth pointing out that dealing with the estate of a person who has died intestate could be very complicated. This is particularly true when the person has children, even grown up ones.

A Will could be prepared in a matter of hours with average costs starting at around £100. The potential savings from this initial outlay could be significant, as administration costs when dealing with your estate would be reduced and also Inheritance Tax planning schemes/arrangements could be put into place. You are strongly advised to consider drafting a Will. Should you need assistance please contact us and we could help you further.

The Financial Services authority does not regulate Taxation and Trust Advice or Will writing.

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The Spectrum Partnership LLP is a Limited Liability Partnership and is registered In England and Wales. No. C0303554
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The Spectrum Partnership LLP is authorised and regulated by The Financial Services Authority. The Financial Services Authority does not regulate personal finance, taxation and trust advice, will writing, school fees planning, offshore investments, advice on deposit accounts and some aspects of buy to let arrangements.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £300 for residential mortgages.

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Website last changed: 05/05/2010